Project 401(k) balance including employee contributions, employer match, and return.
Total Projected 401(k) Balance
$1,874,158.54
Total Employee Contributions
$280,133.86
Total Employer Match Added
$140,066.93
Total Investment Growth
$1,428,957.75
This calculator calculates contributions directly from your chosen percentage. Ensure your annual elective deferral complies with IRS statutory limits for your tax year ($23,000 in 2024, $23,500 in 2025, plus catch-up for age 50+).
Simulates annual compounding by computing employee contributions, employer match dollars up to company cap, and investment growth without hardcoded limit constraints.
1. Enter age, current balance, salary, and contribution percentage. 2. Set company match parameters and return expectations. 3. View total projected balance.
Shows full breakdown of your own contributions, free employer match money, and compound earnings.
FAQ
Employer match is an instant 100% return on your contribution—free money added directly to your retirement.
The IRS sets annual elective deferral limits for 401(k) plans (indexed periodically for inflation). This calculator allows flexible percentage and salary inputs so you can tailor projections to current IRS guidelines.
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