Project future retirement nest egg and inflation-adjusted real purchasing power.
Inflation-Adjusted (Real) Balance
$621,874.12
Nominal Future Balance
$1,475,834.89
Estimated Monthly Real Income (4% Rule)
$2,072.91
Total Savings Added
$260,000.00
Total Investment Growth
$1,215,834.89
Simulates monthly compound growth on current savings plus contributions, then discounts ending nominal wealth by expected inflation to calculate real purchasing power.
1. Input your current age and target retirement age. 2. Enter current savings and monthly contribution amount. 3. Set expected investment return and inflation rate to view projections.
Nominal Future Balance is the raw dollar total at retirement. Inflation-Adjusted Balance shows what that balance is worth in today's purchasing power.
FAQ
Inflation reduces future purchasing power. Real inflation-adjusted figures tell you what your future wealth can actually buy in today's dollars.
The 4% rule is a widely cited planning guideline suggesting that withdrawing 4% of your initial portfolio (adjusted annually for inflation) historically had a high probability of sustaining a 30-year retirement.
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